Carrying insurance doesn’t just protect you, it legitimizes your work and increases your credibility with both new and existing clients. Get an online quote NOW. Simple. Fast. Affordable.
Get StartedWith low premiums that can be paid monthly or annually, NOW Insurance is sure to provide the flexibility you need to carry insurance without breaking the bank. Plus, we can bundle all the insurances you need for one low price.
Our team of experts will work directly with you to create a customized plan specifically designed to give you the coverage you need based on your in-depth knowledge of the potential challenges facing those in your line of work.
$0 deductible
Up to $1million per claim
Aggregate limit up to $3million
Worldwide coverage
Incident trigger
NOW Insurance works with experienced specialists who have a deep understanding of the business insurance services requirements. As a result, we are able to create customized commercial insurance packages that will meet your needs and mitigate risk.
Professional Liability
You never know when an unhappy client, patient or organization might file a lawsuit claiming you have been negligent while performing your professional services. Also known as Errors and Omissions Insurance or MedMal, even an innocent error on your part could lead a client or patient to file a lawsuit against you for negligence. This policy can help you and your company pay for legal judgment, settlements, and defense costs. If your business provides a professional service, regularly gives advice to clients or is requested by a client to have insurance, you should consider Professional Liability Insurance coverage.
General Liability
Sometimes called Commercial Liability Insurance or Business Insurance, General Liability Insurance provides coverage for your business against claims for personal injury, property damage or bodily injury. If someone is injured in your business premises, or you are responsible for damage to property, General Liability insurance can cover associated costs, medical costs, and defense costs.
Cyber Liability
Cyber Liability Insurance protects you and your company should your digital security be compromised and sensitive customer information exposed. Such information may include Social Security numbers, credit card numbers, account numbers, driver’s license numbers, and health records depending on your industry and the data you store. A Cyber Liability policy most often covers damages and fees such as those incurred when notifying customers of the breach, restoring the identities of affected customers, recovering compromised data, and repairing damaged systems.
At NOW Insurance agency, we have developed a quick and easy-to-use service that simplifies the application process in order to provide you with a quote in real-time! By working with you directly, we are able to customize your insurance coverage to your exact needs and allow you to select the amount of coverage you require.
With over 20 years of experience providing insurance coverage to small businesses and professionals, NOW is backed by one of the largest and oldest insurance companies in the world, Lloyd’s of London. This relationship allows us to provide a wide range of insurance products at some of the best prices in the industry and you are covered by a carrier (Lloyd’s) with hundreds of billions of dollars in assets.
Learn MoreAs a consultant, you have the flexibility to work for other companies and individuals but doing so can increase the amount of risk involved while performing your assigned duties. Without the right insurance in place, you could be leaving you and your company exposed to claims of negligence, actions of employees or independent contractors, failing to give advice meeting professional standards, professional misconduct, and more. Securing the appropriate insurance coverage will help guard against these types of insurance claims which might otherwise derail your work and could leave you in financial ruin.
Client Contracts
In addition to being a best practice, carrying a certain type or amount of insurance might also be required by some clients before they will establish a contract or continue doing business with you. This is because your insurance policy will not only protect you but helps give them some security as well. For instance, if your work causes some damage to their property and you are unable to pay, they would be left to finance the repairs on their own, but with insurance, your policy would cover the expense.
