Whether you’re a spin instructor or a dietitian, everyone working in the Wellness & Fitness industry requires liability insurance. Get an online quote NOW. Simple. Fast. Affordable.
Get StartedAs a wellness or fitness professional, you are regularly interacting with people and working with them to improve their physical, as well as mental health. While this is a wonderful mission, it leaves you exposed to a multitude of potential lawsuits. Carrying the right insurance will protect you and/or your business from high-cost claims and litigation expenses.
Professional Liability
You never know when an unhappy client, patient or organization might file a lawsuit claiming you have been negligent while performing your professional services. Also known as Errors and Omissions Insurance or MedMal, even an innocent error on your part could lead a client or patient to bring a lawsuit against you for negligence. This policy can help you and your company pay for legal judgment, settlements, and defense costs. If your business provides a professional service, regularly gives advice to clients or is requested by a client to have insurance, you should consider Professional Liability Insurance coverage.
General Liability
Sometimes called Commercial Liability Insurance or Business Insurance, General Liability Insurance provides coverage for your business against claims for personal injury, property damage or bodily injury. If someone is injured in your business premises, or you are responsible for damage to property, General Liability insurance can cover associated costs, medical costs, and defense costs.
Cyber Liability
Cyber Liability Insurance protects you and your company should your digital security be compromised and sensitive customer information exposed. Such information may include Social Security numbers, credit card numbers, account numbers, driver’s license numbers, and health records depending on your industry and the data you store. A Cyber Liability policy most often covers damages and fees such as those incurred when notifying customers of the breach, restoring the identities of affected customers, recovering compromised data, and repairing damaged systems.
At NOW Insurance agency, we have developed a quick and easy-to-use service that simplifies the application process in order to provide you with a quote in real-time! By working with you directly, we are able to customize your insurance coverage to your exact needs and allow you to select the amount of coverage you require.
With over 20 years of experience providing insurance coverage to small businesses and professionals, NOW is backed by one of the largest and oldest insurance companies in the world, Lloyd’s of London. This relationship allows us to provide a wide range of insurance products at some of the best prices in the industry and you are covered by a carrier (Lloyd’s) with hundreds of billions of dollars in assets.
Learn MoreSecuring an appropriate insurance policy for wellness and fitness professionals or facilities will help safeguard you and your organization from any civil litigation that might be filed against you, such as a dissatisfied client who claims to have suffered damages as a result of your treatment or advice. Such policies will not only pay claims on your behalf so that you do not have to dip into your personal finances, but they can help you secure legal representation if needed. This protection offers you a sense of security so you can spend more time working with your clients and less time worrying about potential risks.
Flexible Payment Plans
Traditional insurance plans are often expensive and require policyholders to make large payments upfront which can place an unnecessary financial strain on newly insured professionals and small businesses. That is why at NOW Insurance we have developed convenient monthly payment plans that allow you to get the coverage you need at an affordable monthly amount. After all, avoiding financial strain is why you purchased insurance coverage in the first place.
